WealthForge is the finance command center that never asks for your bank login. Track net worth, spending, credit, and goals — everything stays on your phone. Buy it once. Own it forever.
No account. No trackers. Your finance data stays on your device — we couldn't read it if we wanted to, because it never reaches us.
Optional live stock & crypto quotes send only ticker symbols — never balances, never identity. Turn them off and the app is fully offline.
Open the app, know where you stand in five seconds: net worth with live trend, cash flow, credit utilization — and Focus, one computed next move like "Pay $300 on REI Card → utilization drops to 12%." Calculated on your phone. Not by a server. Not by AI reading your life.
The 5-second answerManual tracking that doesn't feel manual. Amount-first keypad, and the app remembers that "Costco" means Groceries. Log a repeat expense in three taps — faster than waiting for a bank sync that's three days behind.
3-tap captureEverything you own and owe in one honest number: cash, brokerage, retirement, crypto, vehicles, your business, even collectibles — next to every debt and credit card with utilization warning bands. Bank-sync apps can't hold a truck and gold coins. Your vault can.
Real net worthGoals that run in sequence, not in parallel — one active target gets every spare dollar, with a payoff date computed from your actual pace. Emergency fund → debt-free → house fund. Watch "debt-free May 2027" get closer every month.
Momentum, engineeredPlus: personal and business tracking in one app · bill reminders · recurring transactions · spending heatmap · CSV & PDF reports · PIN lock · full backup & export, always free
Real WealthForge screens captured on iPhone. No staged browser mockups and no bank connection required.
| WealthForge | Typical subscription app | |
|---|---|---|
| Price over 5 years | $19.99 once | $540–$900 |
| Bank login required | Never | Usually required |
| Account & email signup | None | Required |
| Where your data lives | Your device | Their cloud |
| Personal + business finances | Both, built in | Pick one, or pay twice |
| Works offline | Completely | Rarely |
| If the company disappears | App keeps working | Your data goes with it |
Subscription range based on $8.99–$14.99/month tiers common among leading budgeting apps as of 2026. Remember Mint? Millions trusted a free cloud app — then it was shut down. WealthForge can't take your data down with it, because we never had it.
If we vanish tomorrow, your app keeps working and your data stays yours. That's the whole point.
That's the trade, and we've engineered it hard: the Forge keypad logs a repeat expense in about three taps, remembers every merchant's category, and recurring transactions post themselves. Most users spend under a minute a day. In exchange, no company holds your bank credentials — and honestly, touching your numbers daily is exactly why it works. You can't ignore money you log yourself.
In your phone's local app storage — never on our servers, because there are no servers. Export a full backup file anytime (JSON or CSV) and keep it wherever you trust: iCloud, a hard drive, a USB stick in a safe. Restore it on a new phone in seconds.
Once. No subscription tier hiding behind it, no "pro" upsell, no ads. Every future update is included. We can charge once because we don't run cloud infrastructure for your data — you're not paying rent on servers you never wanted.
Your purchase restores free on any device with your App Store or Google Play account. Your data moves with your backup file — export on the old phone, import on the new one, done.
Yes — that's the edge. Personal and business ledgers live side by side with separate categories, budgets, and reports, plus a combined view. Freelancers, side-hustlers, and small operators run both in one app instead of paying for two.
Add them to your Vault and, if you choose, enable live price quotes. Quotes send only ticker symbols (like "AAPL") to public price services — never your balances, never who you are. Prefer zero network? Turn quotes off and update values by hand; the app is fully functional offline.
Five minutes to set up. No email. No linking. No trial countdown.
Just you and your numbers — finally in the same room.